#Expert advice

Coface Advice - Challenges and opportunities for businesses in 2025

What will be the main challenges for businesses in 2025? How can we protect our business from risks in 2025? What would be the main advice for companies in 2025? Coface experts answer these questions.

Main business challenges in 2025

"In a geopolitical context where uncertainty reigns supreme, the main challenges facing the Romanian business environment are declining demand and the risk of non-payment of receivables. There is an urgent need to reduce the budget deficit, which stood at 9.3% in Romania in 2024 according to Eurostat, and this will be achieved through further increases in taxes and excise duties, as well as through an increase in VAT on certain categories of products and services. This new fiscal package will put additional pressure on the business environment."

How to protect your business in 2025

“Given that the number of late payments is on the rise, it is very important for every entrepreneur to ensure that their receivables are collected. To this end, there are financial products such as trade credit insurance and factoring that protect businesses. Fortunately, we are seeing more and more companies choosing to secure their receivables."

A tip for companies in 2025

“The year 2025 is a year of multiple risks for companies. However, organizations that know how to identify, assess, and protect themselves best against these risks will be the companies that capitalize on business opportunities in the coming period."

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