What will be the main challenges for businesses in 2025? How can we protect our business from risks in 2025? What would be the main advice for companies in 2025? Coface experts answer these questions.

Main business challenges in 2025
"Increases in VAT and excise duties, legislative instability, and fiscal pressure will further reduce consumption and affect the margins of companies in Romania. At the same time, the risk of business partners entering insolvency will increase, and rapid adaptation to fiscal changes and declining liquidity will be essential for business continuity."
How to protect your business in 2025
“In addition to cost optimization and careful financial planning, commercial risk management is essential. Companies can use business partner analysis and monitoring services to anticipate financial problems and avoid risky collaborations. Debt collection solutions also help maintain liquidity. At the same time, diversifying the customer and supplier base is crucial to limit dependence on a few partners and build long-term stability."
A tip for companies in 2025
“Agility is key in 2025 – companies must quickly adapt their business models and commercial strategies to new fiscal and consumer realities. Equally important is their ability to constantly assess the financial health of their partners, diversify their customer portfolio to avoid risk concentration, and strengthen their liquidity through strict monitoring of collections and proactive debt management. Success will belong to companies that combine strategic flexibility with a rigorous approach to financial risk."
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