Our offer

TopLiner

A complementary cover option for our customers with Credit Insurance policies

Four good reasons to choose TopLiner

  • Supplemental cover for a development project
  • A custom-built offer for a period (30 to 90 days) and amount (€5,000 to €5 million) of your choosing
  • A price adjusted to your request
  • Simple online subscription

Reserved for Credit Insurance clients, TopLiner is a supplemental cover.
 

It is designed for situations where, for a given buyer, the insured company has received a guarantee with an amount which is less than that requested or no guarantee at all. The price depends on the risk assessment and the amount and duration of the requested cover. 

TopLiner is particularly sought-after by companies looking to obtain insurance to cover a high-priority or highly profitable development project.  

DELIVERING A VALUABLE SERVICE...

TopLiner

A Romanian Company wins a major contract for raw materials' delivery, dedicated to build a large industrial site.
 
The Coface's guarantee enabled the Romanian Company to bid to become one of the main suppliers. The Romanian Company ultimately won the bid.
 
After the start point, due to changes in the project, the amount to be supplied increases above the existing exposure, creating the need for an additional coverage, but an essential one. The Romanian Company accepts the challenge and submits a proposal that is above the market price, but takes into account the very short deadlines and the support needed within the favorable situation of the two similar projects already initiated. The payment deadlines stipulated in the terms can be accepted based on a TopLiner application for a supplementary guarantee.
 
The additional turnover realized by the company has a higher margin, much higher than the cost of the TopLiner guarantee. The Romanian Company thereby obtains a net margin that is higher than the initially estimated one.

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